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Ngara Group
In this Group: Selina, Beatrice J., Hosana, Renatus, Gaspel, Julieth, Regina, Paulina, Yahaya, Suzana, Diana, Hemedi, Zuhura, Ally, Joseph E., Ally, Charde, Prisca, Elizabeth, Mwinyi, Suzana
Selina M. is in her mid-forties and divorced with five children. For a year, she has been selling soda, juice, water and cake. Her shop is open from 8 am to 10 pm daily. She makes a small profit.

This will be Selina's first loan with Kiva partner Tujijenge Tanzania. She hopes to use this loan to buy more water, juice and sodas and sell more cakes at a place called Kiluvya, a few kilometers from the city center. Selina's dream is to start selling chips and mishkaki (shish kebabs) in the same area.

Selina will share the loan with her loan group Ngara, which totals 21 members. The group members will hold each other accountable in repaying the loan.

In the photo, Selina can be seen seated in the front row, far left, with a brown dress and a blue scarf on her head.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 38
    View loans »
    Tanzania Loans Fundraising
  • $14,888,125
    Funds lent in using Kiva
  • 1,480.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ngara Group's $4,125 loan helped a member to buy more water, juice and sodas.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 10, 2010
Listed
Dec 1, 2010
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2011