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Renacer Group
In this Group: Nelly Julia, Petronila, Lidia Soledad, Hilda Esther, Lucia, Norma, Isabel, Marlene Edith
The “Renacer” (To Be Reborn) group started a year and a half ago. Its 8 members have shown to date responsibility and the desire for self improvement each in her own business, either dependently or independently. All, however, coinciD. in giving only the best to their loved ones and to improve daily. Such is the case of: Lidia who learned how to work as a micro businesswoman 12 years ago when her husband was laid off from his job.

She figured out how to make knitted wool sweaters and cushions which helped her feed her children who are still minors. Since income was still insufficient, she decided to also sell beauty products. The sale of knitted items was good until the El Niño weather phenomenon arrived affecting it and causing losses due to the unexpected weather change (summer). Not being defeated, however, as she tells us, she had the great idea to make delicious sweets at home like Mazamorra Morada (jelly-like dessert maD. from purple maize), Bundt cakes, chocolate and vanilla cakes. She also maD. potatoes with eggs, potato and ocopa (potato with peanut sauce) or potato with cream. She would take her desserts either on trays or in pots to sell them. She had to walk long blocks to sell in markets, stores, car repair shops, hardware stores. In time, she acquired more customers thanks to the good service and taste of her home maD. products.

Lidia then became better trained in pastry making and realized she did it quite well. She now makes cakes for all occasions and social events like fifteen-year birthday parties, weddings, baby showers, school graduation parties, birthdays or any other one she is asked to do. This has been very good for her. She never imagined that income from these sales would serve not only to face the difficult economic situation but also to proviD. her children with technical education which was one of her fondest dreams. She hopes that they will finish their technical studies at a university to be at the same level as their competition in their specialties.

Lidia will use the loan to buy beauty products and cake making supplies on sale because she has several pending orders for school graduation events.

Lidia is second from the right and is wearing a striped blouse.
View original language description ↓
EL GRUPO RENACER SE INCIÓ HACE UN AÑO Y MEDIO SUS OCHO PARTICIPANTES HAN DEMOSTRADO HASTA EL MOMENTO RESPONSABILIDAD Y DESEOS D. SUPERARSE CADA UNO EN SU NEGOCIO YA SEA DEPENDIENTE O INDEPENDIENTE PERO TODAS COINCIDEN NO SOLO EN DAR LO MEJOR A LOS SUYOS SINO TAMBIÉN SUPERSE DÍA A DÍA TAL ES EL CASO D.:
LIDIA ES UNA MUJER QUE APRENDIÓ A TRABAJAR HACE DOCE AÑOS COMO MICROEMPRESARIA A RAÍZ QUE SU ESPOSO LO DESPIDEN D. LA EMPRESA EN DOND. TRABAJABA. SE LAS INGENIÓ EN CONFECCIONAR CHOMPAS, COJINES HECHAS A PALITO Y LANA LO QUE LE AYUDÓ A SOLVENTAR LA ALIMENTACIÓN A SUS HIJOS AÚN MENORES D. EDAD, AÚN INSUFICIENTE LOS INGRESOS DECID. ADEMÁS VENDER PRODUCTOS D. BELLEZA; LAS VENTAS D. LOS TEJIDOS ERAN BUENOS HASTA QUE SE VE AFECTABA CON LA LLEGADA DEL FENÓMENO DEL NIÑO QUE CAUSÓ PÉRDINAS DEBIDO AL CAMBIO CLIMÁTICO INESPERADO (VERANO). NO DERROTADA AÚN COMO NOS CUENTA TUVO LA GRAN IDEA D. PREPARAR EN SU CASA RICOS DULCES TAL COMO MAZAMORRA MORADA, KEKES, TORTA D. CHOCOLATE Y VAINILLA; ADEMÁS D. PAPA CON HUEVO, PAPA CON OCOPA O PAPA CON CREMA A LA HUANCAINA. SUS POSTRES ERAN LLEVADOS EN UNA FUENTE O EN OLLAS LO CUAL PARA VENDERLOS TENÍA QUE CAMINAR LARGAS CUADRAS OFRECIENDO A LOS MERCADOS, TIENDAS, MECÁNICA D. AUTOS, FERRETERÍAS QUE CON EL TIEMPO CAPTÓ MÁS CONSUMIDORES POR EL TRATO Y SABOR EN LOS PRODUCTOS QUE HACÍA EN CASA. ES ASÍ QUE LIDIA SE CAPACITÓ MÁS EN REPOSTERÍA Y SE DIO CUENTA QUE LO HACÍA MUY BIEN. ACTUALMENTE PREPARA TORTAS PARA DISTINTOS EVENTOS O COMPROMISOS SOCIALES TALES COMO TORTA PARA QUINCEAÑOS, MATRIMONIO, BABY SHOWER, FIESTA D. GRADUACIÓN D. COLEGIOS, CUMPLEAÑOS U OTRO QUE LE SOLICITEN; ESTO HA SIDO BASTANTE BUENO PARA ELLA SIN IMAGINAR QUE LOS INGRESOS D. ESTAS VENTAS SIRVIERON NO SOLO PARA AFRONTAR LA DIFÍCIL SITUACIÓN ECONÓMICA SINO TAMBIEN D. DAR A SUS HIJOS EDUCACIÓN TÉCNICA QUE ERA D. UNO D. SUS SUEÑOS ANHELADO. ESPERA QUE ELLOS COMPLEMENTEN SUS ESTUDIOS TÉCNICOS EN UNA UNIVERSIDAD Y ESTAR AL NIVEL D. LOS COMPETIDORES D. SU ESPECIALIDAD. LIDIA INVERTIRÁ EL CRÉDITO EN PRODUCTOS D. BELLEZA E INSUMOS PARA HACER TORTA D. PROMOCIÓN PUES TIENE PEDIDOS PENDIENTES PARA LA GRADUACIONES D. ESTUDIANTES EN COLEGIO. LIDIA ES LA SEGUNDA D. LA DERECHA Y VISTE BLUSA A RAYAS.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $55,213,250
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Renacer Group's $1,950 loan helped a member to buy ingredients for tortas and to buy beauty products.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 22, 2010
Listed
Nov 25, 2010
Currency Exchange Loss:
Covered
Ended:
May 15, 2011