Luz Del Amanecer Group
Berta Carina C. P. is 21 years of age, single, and is taking a course in English on the weekends. She earns a living selling baked goods in various places as a street vendor. Wherever there is a street market that's where she goes to sell her product and sometimes she delivers wholesale when she gets orders. Her loan is needed to buy grains to make sweets because she needs to branch out into more areas.
Griselda Marisol G. S. is 23 years of age, married and has a one-year-old child. She earns a living renting chairs, tables, tablecloths, etc. Her loan is needed to be able to purchase more chairs, small ones because when people rent the chairs they ask for small ones and she has only a few small chairs. She says that in order to get more customers she would have to have what's needed.
Angela P. C. is 54 years of age and has seven children. Of the seven, three are already married; only four of them still live with her and they help her get her product out for sale. She earns a living selling baked goods, traditional candies and french fries. She needs her loan to purchase grains for making sweets and to branch out into more areas in order to improve her sales and have more product to offer, in order to make better earnings.
BERTA CARINA C. P..tiene 21 años de edad es soltera, estudia un curso de ingles los fines de semana, ella se dedica a la venta de roscas de feria, su negocio lo realiza en diferentes lugares de ambulante , porque en el lugar donde haya feria es donde ella va a vender su producto y a veces entrega por mayor cuando le encargan, su credito lo necesita para comprar cereales para elavorar dulces porque necesita extenderse a otros lugares.
GRISELDA MARISOL G. S.. tiene 23 años de edad, es casada tiene un hijo de 1 año, ella se dedica al alquiler de sillas, mesas, manteles etc., Su credito lo necesita para poder comprar mas sillas pero pequeñas, porque cuando le alquilan las sillas le piden pequeñas pero ella cuenta con pocas sillas pequeñas, ella dice que para que pueda obtener mas clientes tendria que tener lo necesario.
ANGELA P. C.
tiene 54 años de edad, tiene 7 hijos, pero de los 7 tiene 3 ya casados, solo mantiene a cuatro con ella, que la ayudan a sacar su producto que vende, ella se dedica a la venta de panitos de feria, dulces tipicos, y papas fritas, ella necesita su credito para comprar cereales para elavorar dulces y extenderse a otros lugares, para mejorar la venta de sus productos y surtir mas producto, para obtener mejores ganancias.
About FAPEFAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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