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Haydee is 53 years old and sells fast food and coconuts. She lives with her two children in an urban zone called Suburbio de Guayaquil. This zone is characterized by having many residents who are merchants.

She had to start a business because her ex-husband left her and she is responsible for their two children. She started selling coconuts 15 years ago, and because she was very successful and wanted to increase her income decided to add the sale of tortillas. Presently, she is a street vendor selling coconuts and tortillas from very early in the morning so that it is possible to sell everything daily. Each tortilla and/or ‘corviche’ [plantain] is sold for $0.50 and each coconut for $0.07.

She is requesting the loan to buy a machine to prepare the food that includes plantain more efficiently. She would also like to explore the possibility of delivering them to different businesses.
View original language description ↓
Haydee de 53 años, tiene un negocio de venta de comida rápida y cocos. Vive con sus dos hijos en una zona urbana llamada suburbio de Guayaquil y caracterizada porque la mayoría de habitantes son comerciantes.

Tuvo la necesidad de tener su propio negocio porque su ex esposo la abandono y se quedo con sus dos hijos. Inicio su negocio vendiendo coco hace 15 años atrás pero como le fue muy bien decidió implementar la venta de tortillas para tener más ingresos. En la actualidad tiene un puesto en la calle de venta de cocos y tortilla trabaja desde muy temprano para vender todo lo que lleva en el día. Cada tortilla la vende a $ 0.50, cocos $ 0.07 c/u y corviches (Mezcla de verde rallado con refrito y maní) a $ 0.50 c/u.

Con el préstamo quiere comprar una máquina para hacer más rápido las comidas rápidas ya que son elaborados plátanos. En el futuro quiere buscar opciones para hacer entregas a difeentes negocios.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 98
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Haydee to purchse a machine.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 23, 2010
Dec 1, 2010
Currency Exchange Loss:
Jan 15, 2012