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Las Camelias Group
In this Group: Julia Francisca, Hilda, Grover Edwar, Paulina, Mauricia, Yover Wilser, Rudy Magaly, Javier, Margarita, Yuder, Nohemi Janet, Rayda
Julia is a member of the Las Camelias Communal Bank. She is a 36-year-old married mother of 2 children. She sells apparel for men, women, and children. She also makes handicrafts like bags, knit Peruvian hats with earflaps, and embroidery.

She will invest this loan in obtaining merchandise (apparel for men, women, and children) now that the Christmas season is approaching. She only sells by order and is paid daily, in installments, or at the moment of purchase.

She likes Finca because they tell her how to do business, and she has learned how to save money. Her dream is for her business to grow and for her to own a store. She is also saving money for her children's education and to buy a house.

View original language description ↓
Julia es socia del Bancomunal Las Camelias, tiene 36 años, es casada y tiene 2 hijos.
Julia se dedica a la venta D. ropa para: damas, caballeros, niños y también es artesana, elabora bolsos chullos, flores y hace bordados.
El crédito que solicita lo invertirá para surtir su mercadería (ropas: niños, caballeros, damas), ahora que ya se aproxima la campaña naviD.ña. AtienD. sólo pedidos el cual le pagan a diario, en partes o al instante.
Le gusta Finca porque le hablan sobre como hacer negocios y aprendió a ahorrar.
Su sueño es que crezca su negocio y poder tener una tienda, tambien esta ahorrando para la Educación D. sus hijos y comprarse un casa propia.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 99
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Camelias Group's $2,250 loan helped a member apparel for men, women, and children.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 20, 2010
Nov 25, 2010
Currency Exchange Loss:
Jun 15, 2011