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Sakina's Group
In this Group: Sakina , Bushra , Zarina , Shaheen, Rani
Sakina is 46 years old and does embroidery work to earn money for her family. She started this business to financially support her husband who is a painter and paints on houses and buildings on contract basis. He makes contracts with house and building owners and provides them with his painting services.

She has 5 sons and a daughter. He three elder sons also do embroidery work. They learned this art from their mother and operate a shop in the market. Her 2 younger sons are studying while her daughter stays at home. She is illiterate and didn’t get an education. She also spends her time managing the household chores.

Sakina has applied for a loan from Kiva partner Asasah for the improvement of her embroidery business. With the loan she will buy an embroidery machine which will help her finish her work in less time and make more money. She has been doing this business for past 6 years and she is confident that a loan investment will give a big boost to her business.

She is a regular loan user of Asasah and this is her 4th loan application. She has maintained a good credit behavior in previous loan years.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 364
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 85.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sakina's Group's $1,175 loan helped a member to buy an embroidery machine for her business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 23, 2010
Dec 1, 2010
Currency Exchange Loss:
Nov 15, 2011