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Gloria Narcisa
Gloria Narcisco S. R. is 47 years old. She lives in Uníon Libra in the district of Ventanas in the province of Los Ríos with her partner and three children.

The members of V.R.V La Union (the Union Community Bank) are located in the Aguas Frías area, in the district of Ventanas. They pursue short-cycle agricultural work, growing corn, rice, and beans. They spend a lot of time doing this activity.

Gloria has worked in agriculture, growing corn, rice, and beans, for 15 years. She buys her supplies in Ventana and sells them in the Ventanas market in the same area.

She is requesting this loan to buy agricultural supplies and fertilizers for her crops. The support from this loan will help her financially to supply the necessary goods. She faces obstacles including plagues, illnesses, and variation in the climate. Her dream is to buy land. She enjoys going for walks.
View original language description ↓
Gloria Narcisa S. R. tiene 47 años. Vive en Unión Libre vive con el compañero y los hijos, vive en el cantón de Ventanas en la Provincia de Los Ríos. Tiene 3 hijos.

Los miembros de la V.R.C. El LA UNION se encuentra ubicada en el recinto Aguas Frías, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y fréjol, esta actividad llevan mucho tiempo haciéndolo.

Gloria se dedica a la agricultura especialmente a la siembra de maíz, arroz y fréjol desde hace 15 años. Compra sus productos en Ventanas y los vende en la feria de Ventanas y en el mismo recinto.

Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprar un terreno.
Le gusta salir a caminar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 67
    View loans »
    Ecuador Loans Fundraising
  • $24,996,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Gloria Narcisa agricultural supplies and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 19, 2010
Nov 25, 2010
Currency Exchange Loss:
Jun 15, 2011