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Maria Auxiliadora
Maria Auxiliadora C. Y. is 33 years of age. She lives in Unión Libre with her companion and children. She lives in the Ventanas canton in the Province of Los Ríos. She has 5 children.

The members of the V.R.C. El LA UNION are found in the Aguas Frías region, belonging to the Ventanas canton. This branch is dedicated to agricultural workers who grow crops with a short growing cycle such as corn, rice and beans. This activity requires a great deal of time.

Doris has been dedicated to agriculture, especially the growing of corn, rice and beans for 5 years. She buys her products in Ventanas and sells them in the Ventanas market and in the same area.

She requests the loan to buy agricultural supplies and fertilizer for her crops. The support of the loan will help her economically to supply her needs. She faces challenges such as plagues, diseases and changes in the climate. Her dream is to grow her business in order to have money for the education of her children. She likes to go for a walk every Sunday with the family
View original language description ↓
Maria Auxiliadora C. Y. tiene 33 años. Vive en Unión Libre vive con el compañero y los hijos, vive en el cantón de Ventanas en la Provincia de Los Ríos. Tiene 5 hijos.

Los miembros de la V.R.C. El LA UNION se encuentra ubicada en el recinto Aguas Frías, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y fréjol, esta actividad llevan mucho tiempo haciéndolo.

Maria se dedica a la agricultura especialmente a la siembra de maíz, arroz y fréjol desde hace 5 años. Compra sus productos en Ventanas y los vende en la feria de Ventanas y en el mismo recinto.

Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es incrementar el negocio para tener dinero para educar a los hijos.

Le gusta salir a pasear todos los domingos con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 11
    View loans »
    Ecuador Loans Fundraising
  • $22,524,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Maria Auxiliadora to buy agricultural supplies and fertilizer for her crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 19, 2010
Nov 25, 2010
Currency Exchange Loss:
Jun 15, 2011