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Shahnaz's Group
In this Group: Shahnaz , Shumaila, Kubra , Sughran , Lubna
Shahnaz lives in Kamoki, which is a small city in Punjab Pakistan known for its rice production. She lives in the area named Chungi no.7 with her family in a 2 room brick house. She moved here many years ago with her family.

Shahnaz is 46 years old, married to A. A. and has 4 children: 2 daughters and 2 sons. Her children couldn’t get an education due to financial reasons and started working in their teens. Her both sons work in the local factory. Her husband is a driver by profession and drives a rickshaw. With this rickshaw, he provides transport services to passengers.

Shahnaz herself is a very supportive lady by nature. She supports her family financially by doing embroidery work. She is a very talented embroidery artist and receives regular orders every month from her neighborhood clients. She has applied for a loan from Kiva partner Asasah for her embroidery business. With the loan, she will buy clothes and embroidery material such as beads, colored thread and sketches in bulk quantity. That will help her finishing orders on time and offer more embroider variety to her clients.

She hopes that an investment will bring positive changes to her business and she will increase her household income. She is a new loan user of Asasah and this is her first loan application.

Note: In the photo, the lady with a book (called Asasah Passbook) is Shahnaz.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $14,714,500
    Funds lent in using Kiva
  • 85.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shahnaz's Group's $1,075 loan helped a member to buy clothes and material for an embroidery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 23, 2010
Dec 1, 2010
Currency Exchange Loss:
Nov 15, 2011