Jane has been doing mixed farming in her hometown of Nyamira for eight years. She has seven children with only one left in school. She produces tea, vegetables and milk. Her tea is mostly sold to the Kenya Tea Development Authority and the rest at the local market.
She has requested this loan of 45,000 KES from Juhudi Kilimo, her second loan after the first of 40,000 KES. She intends to improve her family's living standards and pay school fees for the child in school.She plans to expand her land through purchasing more.
Her challenge remains unreliable farmhands. She acknowledges Juhudi's loan services.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.