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Hadidja is 28 years old and married, and she has 2 children who are 7 and 3 years old. Hadidja is known as a proven entrepreneur who sells charcoal wholesale and retail. This is her 10th successful year in this business which she runs from 6 am to 8 pm every day. Hadidja is pictured here with her sacks of charcoal, which have been stuffed and then covered with eucalyptus leaves, ready for sale.

Hadidja has requested a Kiva loan through Vision Finance Company to expand her business by creating many sources of income from the same charcoal business, and to provide jobs to the people of her community. With this loan, Hadidja hopes that her revenue will increase so she can save for her future and do her best for her children.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 59
    View loans »
    Rwanda Loans Fundraising
  • $15,230,800
    Funds lent in using Kiva
  • 593.2
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Hadidja to buy more charcoal to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 24, 2010
Nov 29, 2010
Currency Exchange Loss:
Aug 15, 2011