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Hadidja is 28 years old and married, and she has 2 children who are 7 and 3 years old. Hadidja is known as a proven entrepreneur who sells charcoal wholesale and retail. This is her 10th successful year in this business which she runs from 6 am to 8 pm every day. Hadidja is pictured here with her sacks of charcoal, which have been stuffed and then covered with eucalyptus leaves, ready for sale.

Hadidja has requested a Kiva loan through Vision Finance Company to expand her business by creating many sources of income from the same charcoal business, and to provide jobs to the people of her community. With this loan, Hadidja hopes that her revenue will increase so she can save for her future and do her best for her children.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 7
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 593.2
    Rwanda Francs (RWF) = $1 USD