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Beatha is 28 years old and married, with two children who are 5 and 6. Beatha’s husband is a farmer. Farming is not very fruitful in this region so Beatha decided to help her husband provide the necessities for their family by starting her own business. The family works hard, especially Beatha, who sells different products such as water, juice, cosmetic products, and so on. She has been working in this business for 8 years now.

Beatha has requested a loan from Kiva lenders via Vision Finance Company in order to expand her business by purchasing more products for her shop. This loan will help her obtain more profit from her sales. With the extra profit, Beatha hopes to pay her children's school fees and to save money for the future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 96
    View loans »
    Rwanda Loans Fundraising
  • $13,450,325
    Funds lent in using Kiva
  • 593.2
    Rwanda Francs (RWF) = $1 USD