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Busayra M. is a young mother of four daughters. She is 31 years old. After finishing school in her native village in the south of Kyrgyzstan, she did not have an opportunity to continue her studies. To help her parents raise her brothers and sisters, she began to work as a seamstress. When she was 20, she got married and moved with her husband to Belovodskoe Village. Here they found jobs of a seamstress and mechanic, but they needed to find an additional means of subsistence for their family.

In 2000, they started their cattle-breeding business with an initial sum of 2,000 Kyrgyz Soms. They worked hard and managed to expand their farm by building a barn and purchasing two bull-calves. Now Busayra plans to take a loan of 60,000 Kyrgyz Soms to buy two calves to fatten and resell. With the revenues, she plans to renovate her house and buy more cattle. Busayra is very hardworking person and does everything to provide her children with a prosperous future.

About Bai-Tushum:
Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 84
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,751,450
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Busayra to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 18, 2010
Dec 1, 2010
Currency Exchange Loss:
Dec 15, 2011