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Seraphine is 31 years old and is married with two children, who are one and three years old. She has a clean and well-stocked store, where she sells a large variety of groceries and other items. She has been in this business for six years. Her store is located in Gikongoro district in Rwanda.

Seraphine has requested this loan to expand her stock. With any profits Seraphine makes from this loan, she will reinvest into the business and continue to increase her business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 105
    View loans »
    Rwanda Loans Fundraising
  • $13,475,650
    Funds lent in using Kiva
  • 593.2
    Rwanda Francs (RWF) = $1 USD