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Phal K. is a 45-year-old single mother who currently lives in Takhmao City. She is a local chef. She is always hired by neighbors to cook meals for their wedding parties and their other ceremonies. She was married but she divorced her husband years ago.

Phal K. is blessed with two children, and both are employed in different jobs. One of Phal K.’s kids works in a water supply company, and he always drives a car for a hundred kilometers per day. And now, her child wishes to run a new business by providing taxi service in order to earn extra profit.

Phal K. wants to encourage her son, but she lacks fund to make it possible. To solve this obstacle, Phal K. would like to request a loan to support her son in buying a used car for running a taxi service.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 288
    View loans »
    Cambodia Loans Fundraising
  • $37,541,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Phal to buy a used car to use to run a taxi service.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 16, 2010
Nov 25, 2010
Currency Exchange Loss:
Jun 15, 2011