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Mom S. is a 42-year-old married woman who lives in Takhmao City. She owns a piece of land that she inherited from her grandmother. She grows different kinds of crops on her land, such as cabbages, cucumbers and morning glories, which she sells every two or three months when the plants mature.

Mom S.'s husband is a construction worker in and around her community. The couple has four children; all of them are single.

Mom S.'s motorbike is old and she needs to repair it very often. Because her savings account is not enough to buy a new motorbike, she is requesting some money to add to her personal savings so that she can buy a new motorbike to replace the broken one.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 210
    View loans »
    Cambodia Loans Fundraising
  • $37,044,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mom to buy a new motorbike to replace the broken one.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 18, 2010
Nov 25, 2010
Currency Exchange Loss:
Nov 15, 2011