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Mary Ann
Mary Ann T. is 51 years old, married, and supports her family by operating a carinderia (eatery). She lives in Purok 1, Brgy. 1, Sipalay City, Negros Occidental. She has been a member of NWTF-Project Dungganon since 2005 and has improved her living conditions with the help of loans from NWTF and through her own efforts. By working hard in her carinderia (eatery), she is gradually gaining more economically stability for her family. She now earns an average monthly income of PHP 15,600.

Mary Ann is now borrowing PHP 23,000 so that she can continue to fund the operations of her food products. This will be her 11th loan from NWTF-Project Dungganon. Her previous loan of PHP 20,000, which she paid off well within its term, was just another step in her journey toward economic freedom. Mary Ann aspires to elevate her family's living conditions and ensure their future well-being by following the Dungganon way.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means "honorable"). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon--a title of esteem that is bestowed on a member of a community who has earned respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by visiting the NWTF lending team on Kiva to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1892
    View loans »
    Philippines Loans Fundraising
  • $60,984,950
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Mary Ann fund the operations of her carinderia (eatery).
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 29, 2010
Dec 1, 2010
Currency Exchange Loss:
May 15, 2011