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Liberatha is 27 years old. She is married to a mason and has five children who are between five and sixteen years old. All of her children go to school. Liberatha has a beauty salon for ladies and she has run this business for ten years. She would like to get a loan to buy more beauty products, such as hair care and styling products, to sell.

Liberatha says the profit from this business will be used to buy a motorbike to help with transportation. She hopes to have a business valued at over a million Rwandan francs in the future.

One of Liberatha's clients is seen in this picture. She agreed to have her photo taken while having her hair done at Liberatha's salon.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,000
    Average annual income
  • 23
    View loans »
    Rwanda Loans Fundraising
  • $11,697,400
    Funds lent in using Kiva
  • 593.2
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Liberatha to buy more beauty products to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 19, 2010
Nov 25, 2010
Currency Exchange Loss:
Apr 15, 2011