Sot K. is a 52-year-old woman who lives in Phnom Penh, Cambodia. She and her husband are local farmers and earn an income of approximately 2 USD per day. This couple lives with five children and earns a living by planting various crops on their own farmland. Growing crops is an annual action with which they have had great success, and they can plant both rainy reason and dry season. Presently, Sot K. faces a problem with traveling. Sot K. said that she has been paying for motor taxis to get to go anywhere, because she does not own a vehicle, and her saving is not enough to buy it one. To solve this problem, she is applying for a loan to add with her personal saving to purchase a new motorcycle for traveling.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.