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Ramzan's Group
In this Group: Ramzan , Ghulam Bibi, Rehana Kosar, Majeedan, Zubaida
Ramzan is a resident of a city named Jaranwala in Pakistan. She owns a small house consisting of two rooms and lives in it with her family of seven children and a husband.

Her eldest son is a salesman and runs a shop where he sells car batteries. Her next son works in a factory and the other two sons work in general stores. Her three daughters stay at home and manage the household responsibilities with their mother.

She has applied for a loan from Kiva partner Asasah to financially assist her son’s car battery selling business. With the loan, he will buy more car batteries from different companies to sell through his shop. The variety of car batteries will enable him to fulfill the timely needs of his customers.

Ramzan is hopeful that by investing the loan money in her son’s business, he will be able to become more successful and increase his income. Her husband also operates the same type of business selling car batteries. He has always guided his son for the improvement of his business and gives him useful tips as well.

She is a regular loan user of Asasah and this is her 2nd loan application. In the previous loan year, she has proved herself to be a responsible client who has paid her installments on time and attended every meeting.

Note: In the photo, the lady with a book (called Asasah Passbook) is Ramzan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 253
    View loans »
    Pakistan Loans Fundraising
  • $14,728,150
    Funds lent in using Kiva
  • 85.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ramzan's Group's $1,175 loan helped a member to buy car batteries for selling.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 23, 2010
Dec 1, 2010
Currency Exchange Loss:
Nov 15, 2011