Villa Primavera Group
Besides running their own businesses, they also work as a group, so that they can raise some funds to have some working capital within the group to mutually support one another in their overall goals, especially that of helping their families financially.
Wilma I. works as a cleaning woman in a private home in town. Because of her entrepreneurial spirit, she also sells prepared food at the special events in different parts of the city, and at fairs organized by the ladies in the plaza or across from the Fundación Paraguaya office.
They tell us that they have increased their incomes and improved their quality of life for their families substantially; thanks to the new opportunities and training that they have received. She is asking for this loan for personal expenses, such as food and clothing.
Además del trabajo independiente de cada una, también desarrollan actividades en forma conjunta para recaudar fondos con el fin de contar con un capital dentro del grupo, a la vez se ayudan mutuamente para llegar a los objetivos, que es la de trabajar para apoyar económicamente a sus familias en especial.
La Señora Wilma I., trabaja como limpiadora en una casa de familia de la ciudad, además de esta actividad, con su espíritu emprendedor realiza la venta de comidas en los eventos que se realizan en los distintos puntos de la ciudad, y en ferias organizadas por las mismas Señoras en la plaza, o mismo, frente a la oficina de Fundación Paraguaya.
Manifiestan que gracias a esta oportunidad y forma de trabajo, más las capacitaciones recibidas, han logrado que sus ingresos y el nivel de vida de sus familias mejoren considerablemente.
Ella solicita el préstamo para el pago de unos gastos personales como de alimentación y vestimenta.
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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