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Encarna
The woman described is from Thogo Rancho in the Tiraque province, department of Cochabamba. Margarita was born March 25 1963 in Parra Rancho, Tiraque where she currently lives. She is a hardworking woman who is organizing an association of dairy producers with the support of the Tiraque Mayor's office through a joint agreement between PDA and Tiraque. The goal is to sell the municipality dairy products for school breakfasts.

The loan she is requesting is to purchase a dairy cow and goods to feed it. Her goal is to increase her family's income. She currently makes a living farming potatoes, peas and grains. She spends most of her time farming during planting, cultural and harvesting periods but doesn't ignore her secondary source of income which is dairy production.

Her current conditions are difficult as she has a clay tile roof on her home with mud brick walls and a dirt floor. She lives with her 5 children, who are in high-school and college. She has a lot of experience doing what she does and is responsible with her community obligations. She is a widow who works alone, with her children's help, or sometimes with help from the neighbors.
View original language description ↓
La señora mencionada es D. la comunidad D. Thogo Rancho D. la Provincia D. Tiraque del Departamento D. Cochabamba.
La señora Margarita nació 25 D. marzo D. 1963 en Parra Rancho Tiraque actualmente vecina D. dicha comunidad.
La señora es emprendedora que actualmente están en proceso D. organización D. una asociación D. productores D. leche, con el apoyo D. la Alcaldia D. Tiraque bajo un convenio interinstitucional D. P.D.A.-Tiraque, para vender sus productos D. leche para el desayuno escolar del Municipio. El crédito que está solicitando es prácticamente es para comprar una vaca lechera e insumos para la alimentación del ganado, el objetivo D. la compañera es incrementar su ingreso económico en la familia.

La actividad actual D. la compañera es la agricultura que producen papa, arveja verD. y cereales, la mayor parte se dedican a la producción agrícola en la temporadas D. siembra, labores culturales y la cosecha pero sin dejar a un lado la actividad secundaria que producción D. leche.

Sus condiciones D. vida son precarias ya que su vivienda es D. techo D. teja con paredes y pisos D. barro, viven con sus familias tiene cinco hijos que estudian en el colegio y en la Universidad, son D. origen D. lugar que tiene mucha experiencia en sus actividades que realizan y son responsable con sus obligaciones en la comunidad es viuda que trabaja sola con ayuda D. sus hijos en algunos casos con ayuda D. sus vecinos D. la comunidad.

Additional Information

About CIDRE

CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 233
    View loans »
    Bolivia Loans Fundraising
  • $31,613,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Encarna purchase a cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Oct 29, 2010
Listed
Nov 24, 2010
Currency Exchange Loss:
N/A
Ended:
May 15, 2011