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Melissa
Melissa is 27 and is a young single mother. She lives in a relative's house with her daughter Gabriela. Melissa's business is the sale of household items and all types of other items that her clients order. Her sales are on credit, with 3 to 6 weeks to start paying for the product purchased.

It is more practical for Melissa to visit her clients at the weekend to collect payment; an additional advantage is that it encourages her customers to place a new order. The other days of the week, she goes to the shops to pick up more goods and build her stock. Melissa has been working in this manner for about 2 years. She is very passionate about her business, and knows that it is very profitable. Looking forward, she is thinking to expand her business, and later buy land to build a home and provide a better quality of life for her daughter.

This is her 16th loan with MFP, and she knows that if she pays on time, she will be able to get another with greater ease and without complications for her community group, where she is well-liked by the rest of the members. With the loan that she is requesting, she will buy shoes, pots, pans and other kitchen accessories, to meet her outstanding orders.
View original language description ↓
Mellisa tiene 27 años, es una joven madre soltera, vive en casa de sus parientes junto a su pequeña hija Gabriela. El negocio de Melissa, es la venta de artículos del hogar y todo tipo de pedidos que le hicieran sus clientes. La modalidad de sus ventas, es a crédito, desde 3 a 6 semanas deja para que empiecen a pagar por el producto comprado, para ella es más práctico que pueda visitar a sus clientes los fines de semana ha realizar las cobranzas, además aprovecha para que incentive a su clientes en hacerle un nuevo pedido. Los otros días de semana, acude a las tiendas comerciales para proveerse de más mercaderías y tener en stock. De esta manera Melissa, viene trabajando cerca de 2 años en este negocio, que tanto lo apasiona, pues sabe que le resulta muy rentable. En adelante, piensa ampliar su negocio y posteriormente comprarse un terreno para construir su casa y ofrecer una mejor calidad de vida a su hija. Este su 16avo crédito con MFP, sabe que si lo paga a tiempo, podrá acceder a otro con mayor tranquilidad y sin traerle complicaciones a su grupo comunal, donde es muy querida por el resto de las socias. Con el crédito que solicita, comprará zapatos, vasijas, cubetas y demás accesorios de cocina, para atender los pedidos pendientes que tiene.

About Peru

  • $12,000
    Average annual income
  • 118
    View loans »
    Peru Loans Fundraising
  • $57,346,050
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Melissa buy shoes and kitchen items to meet customer demand.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 29, 2010
Listed
Nov 24, 2010
Currency Exchange Loss:
Possible
Ended:
May 15, 2011