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Maria Piedad
María, 48 years of age, has a grocery store in the back portion of her house. She lives in a peri-urban area that has all of the basic services. The area is located on the perimeter of Guayaquil, in a zone surrounded by an estuary.

Where she lived there were no stores or places to buy groceries, which is why her friends insisted that she open one that would also help her support her son. Currently, she runs the store and works alone from 7:45 am to 6 pm, selling rice, canned goods, beverages, grains, etc.

Her house is still not well constructed, which is why she would like to buy cement and cinderblocks to improve it and her store, which is in the rear portion of the house. Her goals for the future are to have a bookstore and to finish building her house.
View original language description ↓
María de 48 años, tiene una tienda de víveres en la parte delantera de su casa. vive en una zona periurbana con todos los servicios básicos el lugar está ubicado en la Perimetral de Guayaquil zona rodeada de un estero.

Donde ella vivía no había una tienda o lugar donde comprar víveres fue por ello que sus amigas le insistieron para que la tenga y así mantendría a su hijo. En la actualidad tiene su tienda de víveres y trabaja sola desde las 07h45am hasta las 18h00pm vendiendo arroz, enlatados, bebidas, granos etc.

Su casa aun no está bien construida por eso ella quiere comprar cemento y bloques para mejorarla y también mejorar su tienda ya que queda en la parte delantera de su casa.
Sus aspiraciones para el futuro es tener una papelería y terminar de construir su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 86
    View loans »
    Ecuador Loans Fundraising
  • $25,054,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Piedad to purchase cement, cinderblocks.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 30, 2010
Nov 24, 2010
Currency Exchange Loss:
Mar 15, 2012