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Sabathwa Group
In this Group: Babekile Banbelephi, Ntombiyeipho Nester, Fisani Ziphokuhle, Nobuhle Thandeka, Nomusa Vernica
Ntombiyesipho Nester is 55 years old and single with 4 children, between 18 and 30 years old, and 1 dependent. She runs a live stock chicken shop in Empangeni in South Africa. In the photo above, she is standing on the left wearing a gold sweater.

She's been in this business for two years and sells chickens at a general store. She also earns income from an old age pension. She says that the main challenges to her business are the deaths of chickens.

She requested this loan through Women's Development Businesses to buy live stock chickens to sell in her store. She says that the extra income from this loan will help her to pay her previous loan, add more stock, earn profit and save more of her money. In the future, she would like to see the growth of her business and have more employees.

Additional Information

About Women’s Development Businesses (WDB)

This loan is administered by Women’s Development Businesses (WDB), Kiva’s first and only partner in South Africa. Over 75% of South Africa’s population lives in rural areas and about a quarter of South Africans live on less than $1.25 per day.

WDB offers microcredit and training to rural women in order to improve their families’ living standards and encourage active participation in their communities. In addition to targeting women with household incomes of less than 50% of the South African poverty standard, WDB also provides enterprise development and mentorship for women ready to enhance their business skills.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About South Africa

  • $11,500
    Average annual income
  • 0
    View loans »
    South Africa Loans Fundraising
  • $525,725
    Funds lent in using Kiva
  • 7.1
    South Africa Rand (ZAR) = $1 USD