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Josphat M., 53 years old, sells shoes In Tala market. He is married to Felistar Waithira who is 36 years old and together they have three children, Mary is 18 years old and Samuel is 16 years old. Both are in high school. Elizabeth is 14 years old and in primary school. His customers come to buy shoes on market days and are happy with his choices. He has been in this business for a period of two years and his monthly income is Kshs 16,000.

He was introduced to Kadet by the credit officer in charge of the Tala office. With the loan of Kshs 40,000, he will increase his stock of shoes. If the loan boosts the business, Josphat will pay school fees for his children, as the fee is quite high.

Josphat describes himself as hardworking and trustworthy. In the future, he dreams of expanding his business to a wholesale business.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 716
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 80.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Josphat to increase his stock of shoes to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 9, 2010
Dec 1, 2010
Currency Exchange Loss:
Dec 15, 2011