The woman shown in the picture is Mrs. No S., 55 years old, who lives in Phnom Penh City, Cambodia. Mrs. No S. is a housewife and most of her time is spent working in her house, fulfilling her duties of caring for the children, cooking, and other duties.
She has a life partner with her husband, who is on staff in the state sector, and has a proper salary every month. This couple has eight children, two of whom are single, and six of whom are married. Besides working in the house, Mrs. No S. also plants rice crops, which is her annual business. Mrs. No S. is looking for a loan as capital to support her farming business. She will use the loan to buy fertilizer and rice seed.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.