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The woman shown in the picture is Mrs. No S., 55 years old, who lives in Phnom Penh City, Cambodia. Mrs. No S. is a housewife and most of her time is spent working in her house, fulfilling her duties of caring for the children, cooking, and other duties.

She has a life partner with her husband, who is on staff in the state sector, and has a proper salary every month. This couple has eight children, two of whom are single, and six of whom are married. Besides working in the house, Mrs. No S. also plants rice crops, which is her annual business. Mrs. No S. is looking for a loan as capital to support her farming business. She will use the loan to buy fertilizer and rice seed.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 255
    View loans »
    Cambodia Loans Fundraising
  • $37,533,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped No to buy fertilizer and rice seed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 12, 2010
Nov 24, 2010
Currency Exchange Loss:
Oct 15, 2011