El P., age 30, sells coffee and soft drinks from her store, which she built in front of her home. Her customers are her neighbors and fellow villagers. She is running her business smoothly because she has skills in public relations which she uses successfully with her customers.
El P. believes that this is a good time to expand her business so that she can earn extra profit, but she does not have the necessary funds to make such an expansion possible. She is therefore applying for a loan which she will use as capital to accumulate a quantity of various products to sell.
El P. currently resides with her mother and seven other family members under one roof. The family lives in the city of Phnom Penh. El P. was not available the day of the photo, so her mother is in the photo instead.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.