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El P., age 30, sells coffee and soft drinks from her store, which she built in front of her home. Her customers are her neighbors and fellow villagers. She is running her business smoothly because she has skills in public relations which she uses successfully with her customers.

El P. believes that this is a good time to expand her business so that she can earn extra profit, but she does not have the necessary funds to make such an expansion possible. She is therefore applying for a loan which she will use as capital to accumulate a quantity of various products to sell.

El P. currently resides with her mother and seven other family members under one roof. The family lives in the city of Phnom Penh. El P. was not available the day of the photo, so her mother is in the photo instead.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 322
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped El to accumulate a quantity of various products to sell in her store.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 4, 2010
Nov 24, 2010
Currency Exchange Loss:
Dec 17, 2011