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Joana
52-year-old Joana S. is a father of ten children with seven still attending school. He has been farming for thirty years in his hometown of Kisii in western Kenya. His produce of tea, bananas, milk and maize are sold locally. His farming challenges include prolonged drought and hailstorms.


Joana has applied for this loan of 45,000 KES from Juhudi Kilimo to purchase and insure a dairy cow. Joana hopes income from this investment will pay school fees for his children and uplift his family’s living standards in terms of food. He aspires to run a retail shop within the local market.


Joana is glad Juhudi offers these loans.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 1177
    View loans »
    Kenya Loans Fundraising
  • $40,458,550
    Funds lent in using Kiva
  • 80.0
    Kenya Shillings (KES) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $575 helped Joana to purchase and insure a dairy cow.
99% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 18, 2010
Listed
Dec 1, 2010
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2012