Joana has applied for this loan of 45,000 KES from Juhudi Kilimo to purchase and insure a dairy cow. Joana hopes income from this investment will pay school fees for his children and uplift his family’s living standards in terms of food. He aspires to run a retail shop within the local market.
Joana is glad Juhudi offers these loans.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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