Yin O. is 52 years old and has been selling a few fresh fish in the busy local market for more than nine years. She sells fish that she buys from her wholesale supplier and other fishermen. She was married, but divorced her husband when her children were very young. She now lives with her three children who also sell fish.
Yin O. runs her business well because she has public relations skills that she uses with her customers. Yin O. wishes to have more funds to increase her capital, which will allow her to improve her profits. This is why she has decided to ask for a loan from Kiva to purchase more fish to sell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.