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Seraphine is 41 years old and married with five children between the ages of 5 and 18 years old. Her husband is a repairman. She runs a small boutique in the Kabuga district of Rwanda. She employs two people and her store is open from 6 am until 11 pm. Seraphine has 20 years of experience in this business.

Seraphine has requested a loan from Kiva lenders in order to purchase more products for her boutique. She hopes this loan will help her obtain more profit from her sales. With the extra profit, Seraphine plans to pay school fees for her children and save money for the future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,391,375
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD