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Seraphine is 41 years old and married with five children between the ages of 5 and 18 years old. Her husband is a repairman. She runs a small boutique in the Kabuga district of Rwanda. She employs two people and her store is open from 6 am until 11 pm. Seraphine has 20 years of experience in this business.

Seraphine has requested a loan from Kiva lenders in order to purchase more products for her boutique. She hopes this loan will help her obtain more profit from her sales. With the extra profit, Seraphine plans to pay school fees for her children and save money for the future.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 50
    View loans »
    Rwanda Loans Fundraising
  • $15,329,275
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Seraphine to purchase more stock to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 15, 2010
Nov 23, 2010
Currency Exchange Loss:
Aug 15, 2011