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Tubhuke Group
In this Group: Bhoke, Christina, Israel, Maria, Zaituni, Aswida, Sulaina, Hadili, Sharifa, Pilly , Said, Zuhura, Zainabu, Selemani, Mariam, Ester
Bhoke J. is in her late twenties and is married with one daughter (in the picture Bhoke is fourth from left in the second row). Bhoke is a primary school teacher, but on the side she runs a small clothing shop in order to make ends meet. Bhoke started her clothing shop two years ago. The shop is open between 9:00 A.M. and 4:00 P.M. and earns Bhoke a low monthly profit.

This will be Bhoke's fourth loan with Tujijenge Tanzania. Bhoke used her previous loans to increase her stock in clothes and to add some variety and new products to her shop. All these loans have since been successfully repaid. With this loan, Bhoke aims to start taking her clothes to the nearby city of Morogoro and selling them there on the weekends. Bhoke's dream is to build her own little school from where she can teach primary education.

Bhoke will share this loan with her loan group, Thubuke, which totals sixteen members. The members of the group will hold each other accountable for repaying the loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 45
    View loans »
    Tanzania Loans Fundraising
  • $15,319,500
    Funds lent in using Kiva
  • 1,485.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Tubhuke Group's $2,150 loan helped a member to start taking clothes to Morogoro.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 22, 2010
Dec 1, 2010
Currency Exchange Loss:
Apr 16, 2011