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Kobekun   (Tout Supporter) Group
In this Group: Kola, Kadiatou , Aminata Bafel , Oumou , Oso , Oumou , Djeneba
Kobekun is a group of women from Koutiala who know each other well. They live in large traditional families with their husbands, children and other relatives. On average, they are 42 years old, married, and have at least five children.

This group sells various items such as firewood, grain and vegetables.

In order to expand their activities, the members decided to join the Soro Yiriwaso microfinance institution two years ago. They are on their fifth group loan, and all previous loans were fully repaid.

Oumou D., a member of Kobekun (seen in the tricycle), sells mainly firewood. She plans to use her loan to buy cartloads of firewood from rural producers. She gets the wood in different villages.

She wants to build a substantial stock of firewood to meet customer demand. She sells the wood at retail from her home, for cash, to a clientele consisting mostly of women.

While the other members of the Kobekun group expect to make an average profit of 110,000FCFA each during this cycle, Oumou D., in high demand despite her physical disability, hopes to make a a profit of 120,000FCFA.

In addition to the loan repayments, they use a portion of their income to cover the family’s day-to-day expenses.

They wish to strengthen their partnership with Soro Yiriwaso so as to avoid further depletion of their stocks.
Kobekun est un regroupement de femmes de Koutiala qui se connaissent bien. Elles vivent dans de grandes familles traditionnelles avec leurs maris, enfants et autres parents. Elles ont en moyenne 42 ans, sont mariées et mères d’au moins 5 enfants.
Ce groupe de femmes fait le commerce d’articles divers tels, le bois de chauffe, les céréales et les légumes.
Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso il y a 2 ans. Elles sont à leur cinquième prêt de groupe et tous les prêts précédents ont été bien remboursés.
Oumou D., qui est un membre du groupe Kobekun (dans le tricycle) vend surtout du bois de chauffe.
Elle compte utiliser son prêt pour acheter, des chargements de charrettes de bois de chauffe auprès des paysans producteurs. Elle se procure du bois dans les différents villages.
Elle compte constituer un stock de bois très important enfin de satisfaire sa clientèle. Elle vend du bois en détail et au comptant à la maison à une clientèle composée essentiellement de femmes.
Tandis que Les membres du groupe Kobekun comptent réaliser un bénéfice moyen de 110 000FCFA chacune au cours de ce cycle, Oumou D., malgré son handicape physique, est très sollicitée, elle espère réaliser 120 000FCFA de bénéfice au cours de ce cycle.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses courantes de la famille.
Elles souhaitent renforcer leur partenariat avec Soro Yiriwaso pour que les stocks ne soient plus rares.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 3
    View loans »
    Mali Loans Fundraising
  • $11,596,000
    Funds lent in using Kiva
  • 483.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD