Ismayil A. is a 32 year old cattle breeder who has been selling milk and milk products along with meat to the local farmers since 2005. He also works as a policeman, but his salary is too small to raise 2 sons. Ismayil has 3 cattle now and wishes to increase their numbers to many. While Ismayil is out at work, his wife looks after the animals. He already has a successful loan history with KIVA and AqroInvest and promises to repay accurately.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.