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Fareeda is a mother from Rafah city in Gaza Strip. Fareeda has two daughters and two sons, and the sons are already working and responsible for their families. The two daughters, Mai and Asma, are college students.

Fareeda's husband is a Palestinian National Authority employee. A couple of years ago he started a small grocery store to increase the family's income and to be able to cover his daughters' education expenses.

Fareeda came to FATEN and took a loan because her husband wants to enlarge the store and sell a larger variety of products in order to attract more clients and increase his income.

Fareeda's son Salama appear in the picture here as she is a conservative woman like most inhabitants of Gaza.

About this loan product:
FATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself. FATEN has adapted the terms of this loan to fit the cultural context by attaching a 0% interest rate to the loan. In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principal loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan. For more information on lending in the Muslim world, please visit Kiva's Muslim World Lending helptext:

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 70
    View loans »
    Palestine Loans Fundraising
  • $11,971,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,775 helped Fareeda to purchase grocery store goods to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 24, 2010
Nov 23, 2010
Currency Exchange Loss:
Nov 15, 2011