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Norma
Norma is 38 years old. She is a very humble and hard-working woman. She lives in her own home with her husband, 39 year-old Efraín, and her 2 beloved children, 8 year-old Sofia and 6 year-old Jairo. Her children are her main motivation to continue with her hard work. Norma's business is selling natural products. She takes advantage of the fact that she has had a very well-known grocery store in the town of San Francisco for a number of years and she offers her customers products which are always quickly sold out since she knows very well how to convince her customers to buy and how to encourage them to take more than one product.

What Norma most likes about her work is advising her customers on what product will best treat their ailments. She has been in this activity for 2 years and she considers the most difficult part of her work to be educating her customers on the importance of her products. Even so, she continues resolute in her aims.

Over time, Norma would like to open a store where she sells nothing but her natural products. This is her 12th loan with MFP. She hopes to be very punctual with her repayments since she would like to be able to obtain more loans in the future. She is a very active member of her community bank. She will use her 2,000 nuevos soles to buy more natural products with which she hopes to better stock her store.
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Norma, de 38 años, es una mujer muy sencilla y trabajadora, vive en su casa propia junto a su esposo Efraín de 39 años y sus 2 queridos hijos Sofía de 8 y Jairo de 6 años, quienes son el principal motivo de todos sus esfuerzos. El negocio al que se dedica Norma es la venta de productos naturales, aprovechando que tiene ya hace muchos años una tienda de abarrotes muy conocida en la ciudad de San Francisco, ofreciendo a sus clientes productos que son rápidamente comprados, ya que ella sabe muy bien como convencerlos y alentarlos a que se lleven más de un solo producto. Lo que más le gusta de su trabajo es aconsejar a sus clientes sobre los productos que mejor efecto tendrá para sus males, lleva 2 años realizando esta actividad y considera que lo más difícil es educar a sus clientes sobre la importancia de sus productos, aun así ella sigue adelante muy firme en sus metas. Con el tiempo, desea abrir una tienda exclusivamente para sus productos naturales. Es el décimo segundo crédito con MFP, espera ser muy puntual en el pago de sus cuotas, ya que desea acceder a más créditos, en su banco comunal es muy participativa. Con los dos mil nuevos soles solicitados, comprará más productos naturales, con lo cual espera implementar mejor su puesto de ventas.

About Peru

  • $12,000
    Average annual income
  • 99
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Norma to buy more natural products with which to stock her store.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 28, 2010
Listed
Nov 22, 2010
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2011