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Felicita Mariana
Felicita is 29 years old and operates a small restaurant from home. She lives with her husband and children in Duran, on the outskirts of Guayaquil, an area characterized by its deteriorating ecosystem.

There are many factories and businesses where she lives, and until she started her business, there were no places for those businesses' employees to eat. Her activity started when a worker from one of the nearby factories asked her if she would be willing to cook lunch for a few of them. Soon more and more people started expressing interest in eating at her place, so she began putting more tables and chairs around the house to accommodate them. She counts with the help of two people to run the restaurant. Shopping for groceries, preparing the lunches, etc keep them all very busy. She sells each lunch plate for $1.60.

She will be using her loan to buy more tables, chairs and utensils. She hopes to be able to move her restaurant to a place with a bigger kitchen, in the future.
View original language description ↓
Felicita de 29 años, tiene un comedor. Vive con su esposo e hijos en una zona periurbana ubicada a las afuera de Guayaquil llamada Duran y caracterizada por su ecología de disolución.

Por el sector donde vive hay muchas personas que trabajan en empresas y no había tenían un lugar donde comer. Uno de los empleados de una empresa le pidió a Felicita que cocinara para algunos empleados y fue ahí que todos los días les cocinaba hasta que tuvo una clientela mayor y comenzó a sacar mesas y sillas afuera de su casa. Ella trabaja con ayuda de dos personas desde las mañana que sale a comprar los víveres para la comida hasta que prepara los almuerzos y los vende a $ 1.60.

Con el préstamo quiere comprar mesas, sillas y utensilios para el comedor. En el futuro quiere tener un local donde tenga espacia para su cocina ya que ahora cocina en la cocina de su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 64
    View loans »
    Ecuador Loans Fundraising
  • $24,577,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Felicita Mariana to buy more tables, chairs and utensils for her restaurant.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 9, 2010
Nov 22, 2010
Currency Exchange Loss:
Nov 18, 2011