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Pio Xii Group
In this Group: Zoila, Melenciana, Zenobia, Sara, Ignacio
The Pio XII (Pius XII) group has five members. One of them is Zoila R., 51, who sells nacatamales, a typical dish made from dough stuffed with pork that is usually consumed on weekends.

She will use the loan to buy pork and to stock her small snack sales business.

The other group members are: Melenciana Gaitán who sells tortillas, snacks and yoghurt snacks, Sara M. who has a grocery store, Zenovia M. who has had a modest sale for the last four years, and Ignacio de Jesús J. who makes leaves for different kinds of tamales.
View original language description ↓
El grupo Pio XII está conformado por cinco personas trabajadoras una de ellas es Zoila R. de 51 años quien se dedica al comercio de nacatamales, comida típica a base de masa y cerdo que se consume generalmente los fines de semana.
Ella con el crédito compra el credo y surtirá su pequeña venta de golosinas.
Los otros integrantes del grupo son Melenciana Gaitán quien vende tortillas, frito y chiverias, Sara M. tiene una pulpería, Zenovia M. desde hace 4 años tiene una modesta venta e Ignacio de Jesús J. quien fabrica hojas para tamales, yoltamal y tamales.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Pio Xii Group's $1,475 loan helped a member for pork, corn, firewood, tomatoes, potatoes, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 16, 2010
Nov 22, 2010
Currency Exchange Loss:
May 15, 2011