Bicentenario Xx Group
María Juana B. G. is a member of this group. Fifty-four years old, she studied until first grade in elementary school. She is married and has one daughter in all. She works selling flowers and plants, something she began two years ago. She is requesting the loan in order to buy land and seeds, so as to have a more extensive variety of plants. Her customers are proud to get a large variety of plants that aren't very typical of this region. At the time of requesting the loan, she felt very happy to get this kind of opportunity to be able to expand her business. She would like this loan in order to build a greenhouse. She also hopes to get better profits, as with this income she hopes to continue to support her daughter's studies so that she can have a career and have a better quality of life.
Teresa P. S. is 42 years old and studied until her third year of high school. She sells foodstuffs and has two children, a girl and a boy. She works in a grocery store, which she opened six years ago. She is requesting the loan to purchase oil, sugar, and ham, in order to have a better selection of supplies.
María Juana B. G. es una integrante de este grupo. Tiene 54 años, estudió hasta el 1er. año de primaria, ella es casada y tiene en total 1 hija. Ella se dedica a vender macetas y plantas, que inició hace 2 años. Solicita el préstamo para comprar tierra y semilla para tener una variedad más extensa de plantas. Sus clientes están orgullosas por conseguir una gran variedad de plantas no muy típicas en esa región. Al momento de solicitar este préstamo se siente muy feliz por obtener este tipo de oportunidad para poder crecer. Quiere este crédito para llegar a hacer un invernadero. También espera obtener mejores ganancias, ya que con esos ingresos espera seguir manteniendo el estudio de su hija para que tenga una carrera para obtener mejor calidad de vida.
Teresa P. S. Tiene 42 años, estudió hasta el 3er. Año de secundaria, es comerciante de abarrotes, tiene 2 hijos; una niña y un varón. Ella se dedica a una tienda de abarrotes que inició hace 6 años. Solicita el préstamo para la compra de aceite, azucar, jabón. Para tener un mejor surtido.
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid