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Zainab's Group
In this Group: Zainab , Najma, Shaheena Bibi, Haleema Bibi, Ruqaiya Bibi, Bashiran
Zainab has applied for a loan from Kiva's partner Asasah for the expansion of her clothing sales business. She plans to use the loan to buy a variety of clothes in bulk from the Ichra and Shahalmi wholesale markets in Lahore and sell them to her local area clients. This bulk purchasing will minimize her costs of purchasing and traveling.

Zainab, 56 years old, is married to M. S. and has no children. Her husband has a power loom (a hand-operated machine for weaving thread or yarn into cloth) business. Zainab has been operating her clothing sales business for over 30 years and has vast knowledge about the latest clothing trends and fashions. She hopes that an investment will bring many positive changes to her business, enabling her to live better and to save money for the rainy days.

Zainab lives in Kasur, located in the Punjab region of Pakistan, famous for its tanneries. Her home is in located in the small residential area of Dungipura where she has been living since her marriage. Zainab is a regular lender with Asasah and this is her 5th loan application. In previous loan years, she has proved herself to be a responsible client, never missing a single meeting and paying her installments on time.

Note: In the photo, Zainab is holding a book (the Asasah Passbook).

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 433
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zainab's Group's $1,250 loan helped a member to buy clothes in bulk.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 17, 2010
Dec 1, 2010
Currency Exchange Loss:
Nov 15, 2011