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Allah Rakhi's Group
In this Group: Allah Rakhi, Shamim, Saima Begum, Shahnaz Bibi, Bilquis Bibi
Allah rakhi lives in the small city of Kasur in the Punjab region of Pakistan. She lives with her family in the area of Dungipura in a 2-room brick house. Allah rakhi, 50 years old, does embroidery to share the financial burden with her husband. She is very good at her work and receives regular orders from her neighboring customers. She also knits sweaters on order, which earns for her a good profit as well. Allah rakhi has 4 daughters; the 2 elder daughters are illiterate and help their mother in her businesses while the 2 younger daughters study. Allah rakhi"s husband, R. ahmed, operates a weaving business with a power loom (a hand-operated machine for weaving thread or yarn into cloth). His business is located in the market and he earns a good living by selling thread to customers.

Allah rakhi has applied for a loan from Kiva's partner Asasah for her knitting business. She plans to use the loan to buy yarn for knitting a larger number of sweaters. Winter season has started and the demand for sweaters has become high. She hopes that she will earn good profits this winter. Allah rakhi is a regular lender with Asasah and this is her fifth loan application. In previous loan years, she has maintained good credit behavior and never missed a meeting.

Note: In the photo, Allah rakhi is holding a book (the Asasah Passbook).

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 369
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Allah Rakhi's Group's $1,075 loan helped a member to buy yarn for her knitting business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 17, 2010
Dec 1, 2010
Currency Exchange Loss:
Nov 15, 2011