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Rowena
Rowena L. is a married woman who lives in Purok Santol, Brgy. Paraiso, Sagay City, Negros Occidental. She operates two (2) business ventures: a general store and a fish vending business. Her husband, Julius L., who is 33 years old, works as a driver and also helps in his wife's business activities. They have 2 children aged 8 and 9.

Rowena joined NWTF-Project Dungganon in 2009 because she aspired for something better for her family. With the help of her past 5 loans from NWTF-Project Dungganon, Rowena has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 20,000 helped her earn a monthly profit of PHP 9,200, lifting the family's standard of living. This time, for her 6th loan, she is borrowing PHP 23,000, which she intends to use to buy stock for her store and fish to sell. She can then continue to save for the future expansion of her business. Rowena L. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1048
    View loans »
    Philippines Loans Fundraising
  • $57,661,375
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Rowena to purchase more stock.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 29, 2010
Listed
Nov 21, 2010
Currency Exchange Loss:
Possible
Ended:
Mar 16, 2011