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Sol Naciente Group
In this Group: Vilma, Doris, Lida , Luis Alberto , Francisco , Rosa Alicia , Mery Luz , Ermitaña , Rosmery, Leonidas Oscar *, Alicia Enida , Sonia , Natividad, Guillermina*
* not pictured
Natividad is a member of the community bank "Sol Naciente", located in the Huanchac district, province of Cusco, and department of Cusco. She is 44 years old, married, and has four children.

She makes sweaters, blankets, gloves, scarves, ponchos, and vests from alpaca wool. She buys wool at wholesale prices in all colors and makes the items at home. She is asking for this loan to invest in the purchase of alpaca wool.

The other members of the group work in retail, drive taxis, buy and sell cell phone accessories, sell food, and sell beauty products.

Natividad is thankful for this loan and she promises to continue working hard to make her payments and improve her business.
View original language description ↓
La socia pertenece al banco comunal "SOL NACIENTE"; la socia vive en el distrito D. Huanchac, provincia D. Cusco, departamento D. Cusco.

La socia es la Sra. Natividad: ella tiene 44 años D. edad ella es conviviente y tiene 4 hijos; la socia se dedica a la fabricación D. chompas, mantas, guantes, chalinas, ponchos, chalecos D. alpaca, la socia compra las lanas al por mayor y en todo color y las elabora en su casa D. forma independiente; La socia desea el préstamo para invertir en la compra D. lanas D. alpaca. La socia solicita el préstamo para comprar lanas D. alpaca.

Los otros socios se dedican a comercio minorista, otros hacen taxi en sus unidades vehiculares, a la compra y venta D. accesorios para celulares, venta D. comida, venta D. productos D. belleza.

La socia agradece el préstamo que se le otorgará y se compromete a seguir trabajando con mucho ahincó para cumplir con los pagos y mejorar su negocio.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $58,984,675
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sol Naciente Group's $3,800 loan helped a member purchase alpaca wool.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 16, 2010
Nov 21, 2010
Currency Exchange Loss:
Apr 15, 2011