Mayra is 41 years old. She has a small stationery store which sells a lot of different products including toys and clothes. She lives with her two children in an urban area called Guasmo which is noted for the fact that most of its residents are salespeople.
She started out with a little bit of capital to obtain her own stationery store and be able to support her children since she is a single mother. She bought exercise books, pens and stationery items and began selling them from a business premises. She works from 6.30am to 10.30pm in her store. She sells toys from $5.00 upwards, clothes according to size and exercise books for $0.80 each.
She will use her loan to buy toys, exercise books and stationery. In the future, she would like to own another stationery store and for the one she has now to be the best-stocked stationery store.
Mayra de 41 años, tiene una pequeña papelería muy variada con juguetes y ropa. Vive con sus dos hijos en una zona urbana llamada Guasmo y caracterizada porque la mayoría de sus habitantes son comerciantes.
Comenzó con un pequeño capital para tener su propia papeleria y poder mantener a sus hijos ya que es madre soltera. Compro cuadernos, plumas, papelería y los comenzó a vender en un local. Trabaja desde las 06h30am hasta las 22h30pm en su papelería. Vende los juguetes a $ 5.00 en adelante, ropa segun sea la talla, cuadernos a $ 0.80 c/u.
Con el préstamo quiere comprar juguetes, cuadernos, papelería. En el futuro quiere tener otra papelería y la que tiene ahora que sea la central de papelería mas surtida.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.