Abubakar is a thirty-six-year-old man, married to a teacher with three children living in a rented house in Fort Portal, Uganda. His family wish is to educate his children and improve the daily incomes and savings since he has the duty to provide the basics to his dependents. He has a lorry and has been driving it by himself for seven years which gives him a comparative advantage in maximizing his profits.
He also supplies building materials. His business aspiration is owning a second lorry and supplying large quantities of building materials. Abubakar needs the loan to buy building materials: sand, bricks, and stones for resale.