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Jumadil I. is a 51-year-old farmer, who lives in the north of Kyrgyzstan. He is married and has three children. He was a watchman at the telecommunication plant and his wife worked as a cleaner, but both of them were not well-paid. For this reason, Jumadil decided to engage in cattle breeding with the initial capital of 8,000 Kyrgyz Soms.

Owing to his persistent and hardworking personality, Jumadil managed to multiply his investments. With the revenues, he managed to buy a used car and renovate his house. At present, his farm has two milk cows, 10 sheep and 12 goats. Jumadil plans to use this loan of 100,000 Kyrgyz Soms to broaden the number of cattle for fattening and reselling. In future, Jumadil plans to build a barn for the cattle.

About Bai-Tushum and Partners
Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,318,175
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Jumadil to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 12, 2010
Nov 19, 2010
Currency Exchange Loss:
Dec 15, 2012