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Mrs. Him Em Village Bank Group
In this Group: Him, Moeun, Davy, Samnang, Khnhong, Koem Leang, Koemlang, Sarom, Hak, Et
This village bank loan has ten people who live in the Ta Sou village in the Takeo province. Mrs. Him E., 35, has been selected by the other members to be the village bank president. Each member will use their portion of the loan for different purposes.

Mrs. Him E. is a farmer who owns a small piece of land to grow rice to sell to support her family. She is also a recycled goods seller who is able to earn some income to support her family. Though she tries to work hard, she earns a little money. So to improve her family's lives, Mrs. Him E. is seeking a loan to add more money to buy a cow for breeding to start a new business. She is a widow with four children, three of whom are enrolled in local school while the youngest one is four years old.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 262
    View loans »
    Cambodia Loans Fundraising
  • $37,494,750
    Funds lent in using Kiva
  • 4,060.2
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Him Em Village Bank Group's $1,400 loan helped a member to buy a cow.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 5, 2010
Dec 1, 2010
Currency Exchange Loss:
Nov 1, 2011