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Teresita
Teresita M. is 53 years old and married. She supports her family by operating a fishing/fish vending business. She lives in Purok Ipil-ipil, Brgy Bulanon, Sagay City, Negros Occidental.

She has been a member of NWTF-Project Dungganon since 1996 and has improved her living conditions with the help of her loans from NWTF and through her own efforts. By working hard in her fishing/fish vending business, she is gradually making her family more economically stable. She now earns an average monthly income of 8,000 Philippines pesos (PHP).

Teresita is now borrowing PHP 19,500 so that she could purchase materials for fishing. This will be her 16th loan from NWTF-Project Dungganon. Her previous loan of PHP 19,500, which she paid off well within its term, was just another step in her journey toward economic freedom.

Teresita aspires to elevate her family's living conditions and ensure their future well-being by following the Dungganon (a Hiligaynon word that means honorable) way.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon. Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned respect through a lifetime of hard and honest work.

Help NWTF continue its mission to help the poorest in the Philippines by visiting the NWTF lending team on Kiva to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1340
    View loans »
    Philippines Loans Fundraising
  • $57,860,075
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Teresita additional working capital.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 29, 2010
Listed
Nov 19, 2010
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2011