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Rosa Cecilia
Rosa is 36 years old and has a small store. She lives with her husband and her three children ages 16, 14, and 6, in the suburbs of Guayaquil, an area where many of the residents are shop owners.

As she married very young and her financial situation was not very good, she invested all over savings in basic food items in order to set up her own shop. Se started her store with a few basic items and over time with the help of her son and husband she was able to increase her stock. Currently her store has dairy, fruit, grains, drinks, etc. Se works from 6:30am until 10:30pm.

With this loan she wants to purchase rice, canned goods, and drinks for her store. In the future she hopes to finish building her home and to have a bigger store to secure her family's future.
View original language description ↓
Rosa de 36 años, tiene una pequeña tienda, vive con su esposo y tres hijos de 16, 14 y 6 años tiene una pequeña tienda, vive con su esposo y tres hijos en el suburbio de Guayaquil zona caracterizada porque la mayoría de sus habitantes son comerciantes.

Debido a que se caso muy joven y su situación económica no era tan buena ella invirtió sus ahorros en víveres de primera necesidad para tener su propia tienda. Comenzaron la tienda con algunos víveres y a pasar más tiempo con ayuda de su hijo ayer y esposo pudieron surtirla. En la actualidad tiene en su tienda con lácteos, frutas, granos, bebidas etc. Trabaja desde las 06h30am hasta las 22h30.

Con el préstamo quiere comprar arroz, enlatados, bebidas para su tienda. En el futuro quiere terminar de construir su casa y tener una tienda más grande para asegurar el futuro de su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosa Cecilia sugar, rice, canned goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 5, 2010
Nov 20, 2010
Currency Exchange Loss:
Dec 15, 2011