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Elizabeth Lourdes
Elizabeth, 54, has a small stationery shop. She lives in a cane house that has the basic services of water and electricity. Her house is located in the peri-urban zone of El Fortín de Guayaquil, characterized by its dirt streets.

Four years ago, Elizabeth used some savings to buy stationery and set up her store in the back of her house. Today, she also sells notebooks for $1.10 each, pens for $.30 each, etc. She works from 9:00 AM until 11:00PM every day.

With this loan, Elizabeth will buy stationery, notebooks and “fomix” (foam crafts) to stock the store. In the future, she would like to finish her house in cement and enlarge the business to provide security for her old age.
View original language description ↓
Elizabeth de 54 años, tiene una pequeña papelería. Vive en una casa de caña que cuenta con agua y luz como servicio básico ubicada en una zona periurbana en el Fortín de Guayaquil caracterizada por sus caminos de tierra.

Hace 4 años comenzó a trabajar con algunos ahorros compro papelería y ubico su negocio en la parte delantera de su casa. En la actualidad tiene su negocio con papelería, cuadernos los vende a $ 1.10 c/u, plumas a $ 0.30 c/u etc. Trabaja desde las 09h00am hasta las 23h00pm todos los días. Con el préstamo quiere comprar papelería, cuadernos para surtir más su negocio. En el futuro quiere terminar de construir su casa de cemento y hacer más grande su negocio para poder asegurar su vejez.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Elizabeth Lourdes buy stationary, notebooks, and foam crafts for store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 30, 2010
Nov 20, 2010
Currency Exchange Loss:
Dec 15, 2011